Predictable 401(k) pricing for your team

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Baseline pricing starting at $80/month. No transaction fees, no surprises

Human Interest (https://go.humaninterest.com/e3t/Ctc/RK+113/d2Fqh404/VVMcJZ2RmrVrW5G6NLg6SWlCtW2jjqKJ5WVqMLN44_DbK3prCCW7Y8-PT6lZ3lVW5-wzCj3GT39MV5rnf77nqQ01W38Z_xX110XfVN6FMfQjkBK7MW8CQ7KB2tkjrbW89nZzV9dqhMnW1DWmT38wl7wTW917M4v5JQxbqW1YWzlP2Kct9xW4Rxj8p83S39bW3Mz01x9dp8B7W8_NLF46_F8JBW407D254-DdTWVnD6_w1pdRbQN271kCyh3qX0W4x6DCM4zYKkXW5s6pYm6_xB8VN9028RwSBSH4V7yvqS7YyGdcVZBCSf1Hn6VZW69V_283n7h8nV85xXc4lWqYYW4n4VSM3_c6P0W7mNyGG115pG9W480KFr6cYBBJN4DwvrQVL4zJf8LYfwv04 )

Pay simple, predictable pricing to run your 401(k)

Estimate my plan cost
(https://go.humaninterest.com/e3t/Ctc/RK+113/d2Fqh404/VVMcJZ2RmrVrW5G6NLg6SWlCtW2jjqKJ5WVqMLN44_Dcj3prCCW95jsWP6lZ3prW25pJPp1G-SlGW3B1vhJ6BmjQRW38yPS58nml6sN6BgHlLrfvqhN6TjZpY7hK_CW4CxMpQ6ksxmQW7bQWZ78Kd1VwW8l8Dl33Q6cJ0W58xG7T55gM_4MhqNyRZcZgHW12bw0-35GjwSW4kcSV854zWr8W5Xpd-_48XGcsN2xG9LHRFGffW16Vpml3-CH1mN68Hv_tbVCP3W3yYM3R1RfdtvN8qkjL2MTP6kW6xmlf97DQ8Q9N7Kd85s-1jBNW38194S3LqCJBVqXKRH8qFbK9W1kSm2w94HGrbW8-bWrK6y6jlJW5tBQjK4FN4j2W8BGcrg8VhnsxW1Rfvfm84B7_jW7NLSmK5xgFpCW23BWTJ2ydKQrMyyzWgrjqsxf3Kfz2H04 )

If you're looking into retirement benefits for your team, you should know exactly where your money is going. Too often, the actual plan cost gets buried in fine print and confusing fees.

You deserve simple, predictable pricing that fits your budget today and scales naturally as your team grows.

With flexible 401(k) plans starting as low as $80/month,1 Human Interest helps you find the right level of support without any unexpected costs:

Essentials

THE BASICS, DONE RIGHT

$80/mo base

+ $5/mo per eligible employee

Affordable 401(k) to get your team saving.

Complete

LESS ON YOUR PLATE

$180/mo base

+ $7/mo per eligible employee

End-to-end 401(k) that takes on the burden of compliance.

Concierge

FULLY MANAGED PLAN

$280/mo base

+ $9/mo per eligible employee

The ultimate 401(k) - dedicated service, compliance oversight, tax and audit savings.

Compare plans
(https://go.humaninterest.com/e3t/Ctc/RK+113/d2Fqh404/VVMcJZ2RmrVrW5G6NLg6SWlCtW2jjqKJ5WVqMLN44_DbK3prCCW7Y8-PT6lZ3kNVVQVd12JNFW4W50QvFJ5jWlqVN5l4rSsDkWzgW2y1cx88y64YjW4GPxM821VyYtW1VB6sd1Ry-3FVtKQFt24jZ68W8BMJ_V5TcgyyVqcTwc1F2zG4Vdt4Qt8nX-5MW6gZ4Df4dWw50W2H3CmK7pXy2bW8607X_8D1hkLW6D4BBy6ZhFf1W2RS3bb8lTbt1W6FBBLh4Y07X0W3sdYpY8g4tzqW7PCY0b6GfpVGVSVN923yPBQxW63rJ1Z52wQ7gW3KLDcg32m23mW3t2TZw7Pln0lN6CdG_qtZk4fW416QDh7bbXn_W8TqvvC1618RmN2pdnHVDbMcff6pwk6004 )

✓ No compliance surprises: IRS-required services that many providers charge extra for—like annual testing, filings, and audits—are included at $0 added cost.2

✓ Pay $0 in transaction fees: We’ve eliminated fees on plan updates, loans, distributions, and rollovers for both you and your employees.2 Other providers may charge anywhere from $15 to $500 per request.

✓ Lock in your best rate: With our Price Match Guarantee (https://go.humaninterest.com/e3t/Ctc/RK+113/d2Fqh404/VVMcJZ2RmrVrW5G6NLg6SWlCtW2jjqKJ5WVqMLN44_Dcj3prCCW95jsWP6lZ3nlMR2qRN_t4TCW60TlT3795D3bW9fYTgv40kZ23W7R3j2D3XYlt5N1g5yf1r_wYbW4sDqCp1gRlV7W5pmHPQ4GLm0sW4xzxxw6CzKg-W4p04wK46b-NvW6_YTVy34NGWJW7r0KBC7XV-M8W4Hwc4n5h1TJWW9kz1VG1L-pL5VVlp7x3llQ2PW4T6n3C8XF2Q0W3VGFJZ5-yrCNW9cT3pG8pZGlNW1l2cxw87QWS8W1w15Sf2m0WrRW2nF9cN4rDdv4W503Cpq6BjcSlN1D33qhRqtVWVRyZl52McQQdW1jC4wL7gtLGsW251PlK5j0pKZW5HH_4b7lhsH_Vqngw02vKbxxW6hs9M45qcBXvW2Yss8n3Zt80-W6ZNkVr8KfFQSf1jz62d04 ) , we match verified offers on a comparable retirement plan—so you know you are getting the best price.3

See our full pricing breakdown

to find the right fit for your budget.

See full pricing breakdown
(https://go.humaninterest.com/e3t/Ctc/RK+113/d2Fqh404/VVMcJZ2RmrVrW5G6NLg6SWlCtW2jjqKJ5WVqMLN44_DbK3prCCW7Y8-PT6lZ3kNVVQVd12JNFW4W50QvFJ5jWlqVN5l4rSsDkWzgW2y1cx88y64YjW4GPxM821VyYtW1VB6sd1Ry-3FVtKQFt24jZ68W8BMJ_V5TcgyyVqcTwc1F2zG4Vdt4Qt8nX-5MW6gZ4Df4dWw50W2H3CmK7pXy2bW8607X_8D1hkLW6D4BBy6ZhFf1W2RS3bb8lTbt1W6FBBLh4Y07X0W3sdYpY8g4tzqW7PCY0b6GfpVGVSVN923yPBQxW63rJ1Z52wQ7gW3KLDcg32m23mW3t2TZw7Pln0lN6CdG_qtZk4fW416QDh7bbXn_W8TqvvC1618RmN2pdnHVDbMcff6pwk6004 )

Talk to Sales (https://go.humaninterest.com/e3t/Ctc/RK+113/d2Fqh404/VVMcJZ2RmrVrW5G6NLg6SWlCtW2jjqKJ5WVqMLN44_Dbq3cscvW7lCdLW6lZ3psW10ntG76CLgrcW8tm_Mf7yllBhV40NY227gl2jVyf2VX1rc2z-Vvg2LV66CgK-W6xWGbx7s-GNVW3rVn6p7thPmBW120Kgk7z-2hsW6QFF2r2LnDhsW6TYwpC5wpYjcW6W4hjt8tSZ19V8lHJ81SRdlWW410-ll2txksSW8VDzCC5ZVVv5N2PgqDmm8rFRW34cDKg4P9k7_W7DJ_qN990nyBN7vm1pvdT_9qW30dRQ-8Jbxv2W7nS6_b7_SQYhN16d5dr_MmwgVs89wj94znrhW4bWs8n3ckKPxW4pVFXG1WYrjzf22CmBP04 )
Disclosures (https://go.humaninterest.com/e3t/Ctc/RK+113/d2Fqh404/VVMcJZ2RmrVrW5G6NLg6SWlCtW2jjqKJ5WVqMLN44_Dbq3cscvW7lCdLW6lZ3nhW1rnpKQ1p3RMTW3sw4n78yKXd_W61D-gr5XZ3DHVmt_tk3Th20MVTgLG029dwBYW87G7dk6bdpX_W6zG7D11cJdY9VrqpBn4wTV-hW86dCft2lqMTqW8zyKNW5fjLDxW5jWjzp2dB6zHW8TRWs67SV2CHW8rw9951Vt-J0W6WsnJf8Wj3fdVm9DSy6hxf55W14qTBr5P9QXQW30jTCQ5kHPqtW4Wm3t232nKSdW5QvHHf9f6xjBW6CmM2_5n6MDsW5F_ycF6Wnk8TW2Mt7Rd1S5bJPW4_Mwbg8lBNBlW1S-5jW6PKD-Hf3bCg8s04 )
Pricing (https://go.humaninterest.com/e3t/Ctc/RK+113/d2Fqh404/VVMcJZ2RmrVrW5G6NLg6SWlCtW2jjqKJ5WVqMLN44_Dbq3cscvW7lCdLW6lZ3lkW7qqQDH18mg7_W6bhLzw4lf-vhW1JD0xl2k8FVMW9bC62t2WNxyfVytgb93TGMrkW3Wcmy_8xGR2FW8MXZ5z15f-6kW8Bjws426SZNYW7M-wfj3T526zW7dXmsM1wnm4_N7sbhV43N9vJW1Q3xwH3K2DMRW56rw0v13t_vKW4_R9NV966j0dW2X-sj62tshDPW6mvCbp17rHQmW9hd4Km54Jr8HW3GgpBC228dPCW1r1rjm5YyRxYN49PRY6rc8x4W6yN-NY7Sr9lMW6FvmmJ2T63YYW4n6kNR1Bn62LW2DfrGR1f87Hmf6TgYm604 )
New 401(k) Standard (https://go.humaninterest.com/e3t/Ctc/RK+113/d2Fqh404/VVMcJZ2RmrVrW5G6NLg6SWlCtW2jjqKJ5WVqMLN44_Dbq3cscvW7lCdLW6lZ3kwW7d9FXR1nGZ-4W7YwdRl8NrDRCW8yqjH18XFGxcMfJ9zr3xpyWW6JznTd434z5dW4pJTX53q_QlFMb2dDFdlXj9W79N5xg8DtVMfW5NY_Mn125KpSW5x3VY55XmFq6N6xpYbFkY-7bW61zgbS8db4JyW18TFKS2jnhQNW1csrxN2P_BQTW88r4dL2snfZyW1qTp7H4zyxkWVGvZqB7LGTVbW4TyR0c6_6dFlW7F6Gft5BY-zZW3Wwqrc6d1wZxW2Bkf2J4btSsDN7X28L4rS23CW35w1F021xtZKW1_F_fZ4ncb4yf8GFKTn04 )

LinkedIn (https://go.humaninterest.com/e3t/Ctc/RK+113/d2Fqh404/VVMcJZ2RmrVrW5G6NLg6SWlCtW2jjqKJ5WVqMLN44_Dcj3prCCW95jsWP6lZ3kwW2r2mC32tbhgTN6DHNt6vd2jvW4XF7N84nYCSJW2wd4DV11bfCbVNqDHp42F-nkW2mFMQn91rGsGW1LyNGH53bhrVW5RK2p06yY_SyW8vXpM71QmWZYW6rssHy6R3QzsW22rpC28VN3ZZW4lnmBp5y7Z7TW3NmFYG2zTXnsW3FnY5-5qd5gWW3fb-_p4Sz0Y3W3nMd5M96Ffg3W8rqWKq1NHCBsW28s03L1-mY8PV2h81C7qd4Y-W3F7Q1_57kdm3W8pnljm1RP2tFW10yKXg8_B93BW228YRq8LzDP3W1xYV9J3J-zD6W3_GT9R248NW2W8kHsJM2dnsqbW97Hvnc4ZtqCXW2M6Xsm33fkV_W2dKGsT6_K1F7W54Z0Mw8vsZzjf6HdJZP04 )

Facebook (https://go.humaninterest.com/e3t/Ctc/RK+113/d2Fqh404/VVMcJZ2RmrVrW5G6NLg6SWlCtW2jjqKJ5WVqMLN44_Dcj3prCCW95jsWP6lZ3lRW1qrfRK3xpfyzW7rhL265wXHs4W3G9WvY7V8jnXW9lPGZG4S6_K8W6Bmpc_5j9LdWW4CLW4D2DdSyRW4LMPpw3BWbFQW8l-x_M2Z3pbpW1dl0zb5f_JnrW45zWVD90xbPZW5PtqK749Rs4zW1Q_qYk6r3nBPW6_Q3zn4_4kzPVpKt-L4Qrsw8W4gwRNQ99M8X3W8g-4yx77GvkSW4gFJdq3ktc08W3k6K8_6H5zNMW72yLSy5pvmq9W8hTwCZ8jdZzxW1ZcNk37PQ93JW1SQWnB35XqclW4Wpz3R4mDyyxW7b1R0G5sJZG6W9bP38R1wNgKmW4ctLVm5BlvRFMZ-VGVrpbTbVVvgkq5sNtcKW4-NCzv4vDZH1W840GkH7jd4QNf2r9j8804 )

X (https://go.humaninterest.com/e3t/Ctc/RK+113/d2Fqh404/VVMcJZ2RmrVrW5G6NLg6SWlCtW2jjqKJ5WVqMLN44_Dc03prCCW8wLKSR6lZ3l2W1myF3D80FFvPW6ScCS_510VwGW6qwTwl8QMPWnW1tZdwR6k5cQ4W3Rsn529gqypfW8wfmLM56t2JKW984r2j7CR4vNW1cwNdS1PBPRMW1jQhqR7NhTkvN6XB8qzjCmnqVNcW4v7lclYgW8zV6jy4LYmydN2JPwtybB2qkW6xrlp71JybQCW3GG9gy8F4gMsW7vzT1W2ryMZqN989g9j21dg5W8n8s3843PFYmW93-kvb6WRs_8W4YhDpj7g37MnW269P3_1T2Pj7W5-zZwB8vl7njW94l_hq6M5cSgVH_BZl6KskmCW5L3LlK8cJDT-W3wTWCr1T6tKZW3x_V296lhJBbW3g_LWH1T703Cf9fm_nx04 )

1A one-time setup fee of $499 may apply. A monthly investment advisory fee is paid to Human Interest Advisors (HIA) of 0.01% of plan assets when HIA acts as a 3(38) fiduciary, or 0.018% when acting as a 3(21) fiduciary. A separate fee for recordkeeping services and custody-related expenses is paid to Human Interest Inc. (HII) of 0.05% of plan assets. Asset-based fees are deducted monthly from the employee's account according to the HII Terms of Service (https://go.humaninterest.com/e3t/Ctc/RK+113/d2Fqh404/VVMcJZ2RmrVrW5G6NLg6SWlCtW2jjqKJ5WVqMLN44_Dcj3prCCW95jsWP6lZ3l0W7HFTWJ6FhQk7W7WXljK8cNkN9W7d5hKG2sCMX8W4tL9t48j4RvNW37Lh2W6MV6JsW3gdb2_7gg5s1N1YNStXmxY8nW31DpL74rnk5gW1w4ThN6GCzL2W67hSPS8jsDShW5fbbts8FBHypW238VzP4Hl60QW7RHczV580G3-W6bGLTf3Dwz9sW6-9tlf6GtgCkW66jz3n3YN2sgW3Hgbgx3QV050W8-ZwHz6j6-K2W8N12f626Mph0W2mNZXd625LYhW9bGlBQ1Q2P2MN3Qn9DmGmZD6W87w7FP3dF6yKW38sHx63rybzqVKq1_43xW7f6W1LgXhD6Tj6j3N3pzcm6QscM6W6P_hzc1kqm6GW3flzMF3FKkgcN3-nqxpgX-Hbf7xBtC-04 ) and HIA Terms of Service (https://go.humaninterest.com/e3t/Ctc/RK+113/d2Fqh404/VVMcJZ2RmrVrW5G6NLg6SWlCtW2jjqKJ5WVqMLN44_Dcj3prCCW95jsWP6lZ3lBW66cgxm4xqWbyN3Y6PM2Jp5lGW2TYFw08blRB7W7DBFJp3Hv8slW1gmYmw190HVGW8WFdD74tzTqwVdBM-X12mgh8W3R851D3RwhQ_W4vn6Lc7XLmwVW73t47q2FD7CvW7SK8Cy7XYTCkW6lDy7278ZyF7W7NhK8q297ytrW4B8hHp70ZY6FW882xWz5n1n9yW6yQ7QF1375LXW90RGyy5YJ018W6g3YQY2_vnD_W1x4xmz12QrkzW4h9vbg4G3svvN93sJThKXgdsW36MNY_7d_wnwW5qMGRl3_KbgwW2TQGNL629j2YW6dskgT4rz7t5W7SSPb71FGLPvW95kL0_3f88n9W6Z8LvG6mZ7_QW7xZzgp2qw7WtVDpTQ32qwvJ6f8r0krl04 ) . All prices are exclusive of applicable taxes. If the plan sponsor elects to hire an external investment advisor, the plan sponsor will pay such advisor as agreed between the plan sponsor and advisor. An automatic rollover feature is available as an optional add-on to all plans for +$10/mo. With this feature, terminated employees with low balances are automatically rolled into an IRA.

²Zero transaction fees for employers and employees applies to all transaction types. For non-rollover distributions, shipping and handling fees may apply to requests for check issuance and delivery. IRS Form 5500 signing and filing and ERISA fidelity bonds are available on Complete and Concierge plans. Notice Delivery Protection is available for customers on our Concierge package only.

³See full terms and conditions at humaninterest.com/legal/price-match-guarantee-terms-and-conditions/ (https://go.humaninterest.com/e3t/Ctc/RK+113/d2Fqh404/VVMcJZ2RmrVrW5G6NLg6SWlCtW2jjqKJ5WVqMLN44_D9x5m_5PW5BWr2F6lZ3mmW8-QrPL7wvpcpW3Y1xzL6nVySGW7KxSt-2JNC9MW6M8Ybs12bH8-W3CMhrp42rD45W4wFLBc71X_tpW616t3g1V35NjW941pWM10kCkDW4ypnNl1Y6kfgW25St9W8z3XxkW41cLks2FbJ-CW7DV4M1733ZbwW503QHC7SlY0LW90RjsD3StQgVW11gBL94rBRqlW480gJP7r5-NgW7gB0Nj2wcG7gVHwF-j7nLBPBW86Y-p15Yt3jqW1rr_hj5kd8rfW6h-pvJ3lC3wKW7Pp5741kFm3JV-041b8dGgsGW2lpMww88BDB0W1x4NCy63dnwnW82CRDX4W567bW3scQdr4NRQCvW9j5N2g7JDZYZW3mtHrk2qMy-FW6pqCg24F4DtTW1xglZf7xftB-W6v1f8v6trH7fW37tLPN8fyGl0N2ftQTbPR0kQf4_2J7l04 ) .

Human Interest (https://go.humaninterest.com/e3t/Ctc/RK+113/d2Fqh404/VVMcJZ2RmrVrW5G6NLg6SWlCtW2jjqKJ5WVqMLN44_Db63cscvW6N1vHY6lZ3p8VHsvwb6rJpgxVwHjXZ4-SvRZW32kZqC8XKrLqW8CGwfX7jy2PMW7837jh1G-yf9W93c_898DXrSyW8yrrXl466gj5W2JbJ5G7RZ0fHW1wb-YQ2LBCqQW6Gxwmj56Qg8DW2xqdRZ3WWkL-VZkRcN3jybwHW7f1pRQ4y6yHDW2-QNqS7vMW4hN8dnRx8hPTkDW98rF_r6-4B9qW7rxdwQ16-W5SW9bdP8478bTV5W8Qcg6C7SR3KMW90DbH_3lykcnW80lrRq6dTY8NW6JHrQ793X5xLf3R02c604 ) is an affordable, full-service 401(k) and 403(b) provider that seeks to make it easy for small and medium-sized businesses to assist their employees with investing for retirement. For more information, please visit humaninterest.com (https://go.humaninterest.com/e3t/Ctc/RK+113/d2Fqh404/VVMcJZ2RmrVrW5G6NLg6SWlCtW2jjqKJ5WVqMLN44_Dc03prCCW8wLKSR6lZ3mDVwRZys8tZLSbW2txp-T474XT4N8PxJdZd_XrmW1rLPK96WRZR_W5lS9YT7hXvxDW3n1Dv46C7M6YW4XykQT5-lgJ4N6GpxYPrQYX4W90Yyzg49x3QlN8LK1cgm0gnMW40l9--2NHSqrW8Hb68L7n--Q_Vgtk8b49z6wLN6HkHYlgg97PW6kP2YX5rJ0M-N5KVdHRhJFT9VF5Hr62vgG0LVTszYn7WkzbbW4p0pZ86lPk6yW424hpv8b1d1WV-2btb2fQJTHTN1FL4hPrllN9f6CLpr6sVQW7X2pjr4dGxq7VSH8gk7GM17wW5X9SLH6Gsf3DW4f4skz8Zpd79W2J6h9w3_dr_5f6s6C0W04 ) . Investment Advisory services are provided through Human Interest Advisors LLC, a Registered Investment Adviser and subsidiary of Human Interest Inc. For more information on our investment advisory services, visit https://go.humaninterest.com/e3t/Ctc/RK+113/d2Fqh404/VVMcJZ2RmrVrW5G6NLg6SWlCtW2jjqKJ5WVqMLN44_Dc03prCCW8wLKSR6lZ3lzW2Z_Tz44cXk0_W66g2c_8mg6vRW7BRxd01dSf20W6G19Jc80tYNgW8KwWsp4wkFHwVTNdH03nk8PqN7bLZ_PpHqrJW2Y0nRN3Fqpr8W1Y9Vll6Q1Vr9W3100LR3ZzmHzN8cfh3T7mCXjW77kxCy8sKPF9W34zRVh8R_hM2Vf06RC568vBwW1vTr5t1bKxNlW8cwb5Y7QmT4TW53J9WV2BKvThW4z2z7-81SJc0W8Lv2_t7bnlvBN3_sKz0KV_3-N2JMX8QVbdDKW9hVgTH5VQFsPF8Gyqf_wtTmW5TJnVN6k8df-W98CpKT76ydPWW8CzqF_6VVY5sW4ThcjQ2wz-ZPW3TVy6r7xm9jFf3LwZPC04 (https://go.humaninterest.com/e3t/Ctc/RK+113/d2Fqh404/VVMcJZ2RmrVrW5G6NLg6SWlCtW2jjqKJ5WVqMLN44_Dc03prCCW8wLKSR6lZ3lzW2Z_Tz44cXk0_W66g2c_8mg6vRW7BRxd01dSf20W6G19Jc80tYNgW8KwWsp4wkFHwVTNdH03nk8PqN7bLZ_PpHqrJW2Y0nRN3Fqpr8W1Y9Vll6Q1Vr9W3100LR3ZzmHzN8cfh3T7mCXjW77kxCy8sKPF9W34zRVh8R_hM2Vf06RC568vBwW1vTr5t1bKxNlW8cwb5Y7QmT4TW53J9WV2BKvThW4z2z7-81SJc0W8Lv2_t7bnlvBN3_sKz0KV_3-N2JMX8QVbdDKW9hVgTH5VQFsPF8Gyqf_wtTmW5TJnVN6k8df-W98CpKT76ydPWW8CzqF_6VVY5sW4ThcjQ2wz-ZPW3TVy6r7xm9jFf3LwZPC04 ) .

This content has been prepared for informational purposes only, and should not be construed as tax, legal or individualized investment advice. Neither Human Interest Inc. nor Human Interest Advisors LLC provides tax or legal advice. Consult an appropriate professional regarding your situation. The views expressed are subject to change. In the event third-party data and/or statistics are used, they have been obtained from sources believed to be reliable; however, we cannot guarantee their accuracy or completeness. Investing involves risk, including risk of loss. Past performance does not guarantee future results.

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2 November 2026 · 17:00 UTC