What to know before choosing a payroll provider

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Get honest answers to your top payroll questions.
We know choosing a payroll provider is a big decision. At Gusto, we want you to have all the information you need to make the best choice for your business. Here’s a rundown of what makes us stand out:
What’s included in pricing?
We believe the most essential tools should be included—that’s why we don’t charge extra for basic things like off-cycle payrolls. See our pricing page <https://clm.gusto.com/MTEwLVdPWC04NjgAAAGkP4SgGMsN1-ZrGaNGKH8n64dG9TMdeMDeokOuTAS4-ZD2rdsZJ6NdrvQt2P5cqcplkPWgKHs=> for more details.

Can I upgrade or downgrade at any time?
Yes, of course! Gusto was built to grow and evolve with your business. With Gusto, you can pick the best plan for you, then customize it with add-ons to get the powerful functionality you want while saving money on features you don’t need.

What if my number of employees changes throughout the year?
With Gusto, you’re only charged for active employees. As you add new team members, your monthly price will increase.
 
What tax forms will Gusto file for me?
We file federal, state, and local payroll tax forms on your company’s behalf. What’s extra nice is that you can e-file, e-sign, e-fax, and e-store your documents right from your Gusto account.

How do you bill for contractors?
U.S. contractors are billed at the per-person cost for any plan you select. We know you might not pay your contractors on a regular schedule, so we only bill you for contractors in months when you’ve paid them. When you pay global contractors, there is no monthly per-contractor fee.
Complete setup <https://clm.gusto.com/MTEwLVdPWC04NjgAAAGkP4SgGD7AaDfA6q0sdIBoyOPk-8uu6uXGiMpbl5t-QUAEQp0LbLV_aDu6SrlwyPWj_CG-bPE=>
Connect with us
 Have questions? Call us at 415-907-7035 <https://clm.gusto.com/MTEwLVdPWC04NjgAAAGkP4SgGCu8iCGgsrHPk0f2yWWvvDEl_RywLiTb2PzqmovxSKKRD6AJQMCkgEY-nDo-IHxE8QY=>, weekdays from 8 AM to 6 PM MT. Let us help you experience the difference that has earned us recognition <https://clm.gusto.com/MTEwLVdPWC04NjgAAAGkP4SgGMCMezxvpsCOw_RYgsb5O1sUZHIOidpmNm_Pz6QzSue9SCFUNh6wBlyBNaT_MPN92hk=> and the trust of thousands of businesses.
Learn More:

Account setup <https://clm.gusto.com/MTEwLVdPWC04NjgAAAGkP4SgGLBHTAe4IgsIE4VHJT6wZm9iAhLpil71V6KTJEAx5SBOMwzchGqwZ_zkHhvG3Ez0YAA=>
How-to videos <https://clm.gusto.com/MTEwLVdPWC04NjgAAAGkP4SgGJiSQN7X72jfI4PhTQXzyQc9IjFOhFKguFoEiSn-ij_bV9UvqMZ9AHb1Vodjm1uqj5Y=>
How payroll works <https://clm.gusto.com/MTEwLVdPWC04NjgAAAGkP4SgGLeX5wSW-9z_ZZ11Tg4JQBd2id-PucH2mVn8AgeXNkiRGWYbUiZxi3Eek5h5W06Fm6Y=>
Time tracking & scheduling <https://clm.gusto.com/MTEwLVdPWC04NjgAAAGkP4SgGLHe_84w6Z5ld_aK5y_VvVIi4h6AhR0mcYg6UciYsH6x7gIn3v5bNWUMlnNQFvj4qKs=>
Employee benefits <https://clm.gusto.com/MTEwLVdPWC04NjgAAAGkP4SgGBO-EJ8NRDv5M8X6A4Kiej34sSGMQ9UOfxPTkjX1wokyLJ-bpOmdV59ADlVmRfczMoE=>
Integrations <https://clm.gusto.com/MTEwLVdPWC04NjgAAAGkP4SgGCM0nEr3L35iA2bYVqsx330nH21CmobSc-W2LwX-r8e-eEXd3Of3wi90ZcR5dzLh9qo=>
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14 September 2026 · 15:00 UTC